Got Questions? We’ve Got Answers!


  • What is Vipswallet?

    VIPSWALLET is the India's Fastest Growing Mobile Recharge, Bill Payments and Bookings, Money Transfer and Merchant Payments Platform.

    VIPSWALLET is the brand of Vipswallet Pvt Ltd which is founded by Mr. Vinod T Khute with the Vipswallet, we strive to bring to you the convenience of the same services and more to your mobile phones and desktop.

    With innovation supported by cutting edge technology, we continue to offer a plethora of services especially designed to meet every user's payment needs.

    So be it mobile/DTH /Data card Recharges, Bill Payments, Instant Money Transfers, Online Shopping on the fly you can do it all - safely, securely and seamlessly, using Vipswallet.

    We will keep adding increasingly innovative, customer-centric digital payment services which are convenient to access, adopt and use. So stay tune.

  • Uses of Vipswallet?

    In order to use the Vipswallet and transact cash-free, follow the steps below

    Step1: Set up a Vipswallet account using your mobile number and email ID

    Step2: Add some money to your Vipswallet using netbanking, debit card, or credit card

    Step3: To transfer money to someone else, select the 'Pay or Send' option

    Step4: You can make payments to others or to bank accounts on Vipswallet by scanning a QR code

    Step5: Alternatively, you can send money to another Vipswallet user via their phone number.

  • How Vipswallet secure the wallet?

    Security is top of everyone's mind when it comes to any digital, but Vipswallet – which is an RBI-approved wallet – says it keeps the money you put in the Wallet is “protected under Escrow account with a reputed bank.”

    Vipswallet uses Verisign-certified 128-bit encryption technology, which means that the secret key used in transactions is a sequence of 128 bits and does not reveal anything about the password length or contents.

    The platform is PCI DSS 2.0 certified, which means it does not store credit card data in unencrypted form.

  • What are the Facilities of Vipswallet?

    Vipswallet is an e-commerce website that offers India’s largest mobile payment service platform. It’s called “Vipswallet” and it has over millions users. This wallet has gained a lot of popularity because it’s convenient, easy to use and offers an excellent amount of satisfaction to its users.

    Here’s a list for 6 reasons why Vipsawallet is simply the best.

    Varied Options: You can use the Vipswallet for a number of things such as bill payments, booking bus tickets, recharges, shopping, etc.

    Some of the popular websites that are usually used by people with Vipsawallet are Amazon, Flipkart, Jockey, Myntra, MakeMyTrip, Fab Furnish, zoom car, etc.

    Money Transfer: You can use this wallet to send money to your loved ones and receive it from them too.

    It’s quick and as safe as online banking so you can trust it without a doubt. It’s also approved by Reserve Bank of India which ensures that it’s working as per the financial regulations.

    Best for “On the Move” Payments: You can use Vipswallet mobile website or the app to pay bills or recharge when you are on the move.

    Money Saving: The wallet also allows you to save your hard earned money by offering various cashback schemes on a regular basis.

    These offers are totally trustworthy as thousands of people use them every day.

    Expansive Services: Though the company is earning huge profits, it’s still focused on making your experience better.

    They have recently tied up with DMRC to allow customers to recharge their Delhi Metro Card via Vipswallet only.

    This is a great service that will be available soon and it will allow you to travel as much as you like in Delhi Metro.

    By using this option, the fare of the travel would be automatically deducted from your Vipswallet balance.

    It will save you from frequently recharging a Metro card. Offers more Convenience: The website is also working vigorously to expand your payment routes.

    They recently liaised with Bank of Maharashtra and it now allows the customers to use their debit card to top up their Vipswallet. You can do it just by walking into any one of over 1,800 ATMs across the country. They plan to tie up with many other banks too.

  • What are the benefits of wallet?

    Benefits of using Vipswallet -

    • It is quick & safe,

    • Pay bill payment, recharge book ticket and lots more in a single application and keep track of all under order history.

    • Widely accepted today,

    • Keep your wallet loaded & you don’t need to carry debit or credit card means fewer chances for being fraud,

    • Get Cashback on most of the store usingVipswallet,

    • Less documentation to upgrade vipswallet limit.

    • Good wallet limits.

    • Easy & automatical refund to vipswallet in case of product cancellation at partners store.

    • Use your credit cards to load money in vipswallet and earn reward points.

    • Pay threw the card on vipswallet if you don’t have enough money.

    • Avail vipswallet postpaid if you have a good history with vipswallet same like credit card & pay later.

    • If you want to know More about Vipswallet benfits,offers and cashback visit this website https://www.vipswallet.com/

  • Can we use Vipswallet with free signup?

    Yes, you can use Vipswallet with free signup and get 50 Shopping point and you can earn form sharing with your friends and family.

  • How to use transaction utilities?

    Vipswallet is India’s largest mobile payments and commerce platform. We help you transfer money instantly to anyone at zero cost using the Vipswallet.

    This money can then be used to pay seamlessly at several places like restaurants, coffee shops, multiplexes, parking, pharmacies, hospitals, taxi and autos, petrol pumps, grocery shops, and kirana shops among others.

    You could also use it to pay for online recharges, utility bill payments, book movie, and travel tickets, Flight booking, Hotel booking among other things on the Vipswallet app or website.

  • How to add money to Wallet?

    Vipswallet users can add money to their wallet in a few easy clicks.Tap on the ‘Add Money’ option on the Vipswallet app home screen, enter the amount and pay using Debit/Credit Cards or Net Banking.

  • How to see Transaction History?

    Vipswallet users can check the history to their wallet in a few easy clicks.Tap on the ‘Transaction’ option on the Vipswallet app home screen and you can see the all the history.

  • How to Pay with QR Code or Mobile number?

    Vipswallet customers can pay, receive and shop with just a smartphone at zero extra cost.

    Users can simply scan the recipient’s QR code or entering their mobile number in the ‘Pay’ option in the Vipswallet app to instantly pay virtually anyone with a smartphone and the Vipswallet app.

  • What are the Exclusive Offers?

    Vipswallet is an e-commerce website that offers India’s largest mobile payment service platform.

    As well as Vipswallet offers different exclusive offers with exciting cashback.

    • 1) Vips Holiday Package_1500
    • -Price:1500.00 PV : 0
    • 2 Nights/3 Days Holiday At101 Domestic and International
    • Destinations with 2000 Cash Back for Food and travelling.
    • Vipswallet Shopping Card with 2500 Shopping Points.

    • 2) Vips Holiday_Package_2000
    • - Price:2000.00 PV : 0
    • Vipswallet shopping card with 2000 shopping points
    • 2 Night/3 Days Vips Holiday Package worth Rs. 10000
    • Rs. 2000 Cashback for Food and Travelling.

    • 3) Vips Deluxe_Package_4500
    • - Price:4500.00 PV: 4
    • Vips Shirting & Suiting
    • 2 Nights/ 3 Days Holiday Package worth Rs. 10000/-
    • 2000 Cashback for Food and Travelling 4500 Shopping Points in Vipswallet Matching Bonus Daily Capping Rs. 5000/-

    • 4) Vips Executive_Package_7500
    • - Price:7500.00 PV: 6
    • Vips Smart Suitlength
    • 3 Nights/ 4 Days Holiday Package worth Rs. 15000/-
    • 2000 Cashback for Food and Travelling 7500 Shopping Points in Vipswallet Matching Bonus Daily Capping Rs. 10000/-

    • 5) Vips Exclusive_Package_14000
    • - Price:14000.00 PV: 12
    • Vips Silk Semi Paithani worth Rs. 9500/-
    • 3 Nights/ 4 Days Holiday Package worth Rs. 15000/-
    • 2000 Cashback for Food and Travelling 14000 Shopping Points in Vipswallet Matching Bonus Daily Capping Rs. 20000/-

    • 6) Vips Premium_Package_25000
    • - Price:25000.00 PV: 25
    • Vips Silk Semi Paithani Vips Smart Suitlength
    • 3 Nights/ 4 Days Holiday Package worth Rs. 15000/-
    • 2000 Cashback for Food and Travelling 25000 Shopping Points in Vipswallet Matching Bonus Daily Capping Rs. 40000/-

    • 7) Vips Exclusive_Gold_Package_29000
    • - Price:29000.00 PV: 12
    • Kalyan Jewellers Gold Voucher worth Rs. 15000/- Vips Silk Semi Paithani worth Rs. 9500/- Vips Shirting Suiting worth Rs. 4500/-
    • 3 Nights/ 4 Days Holiday Package worth Rs. 15000/-
    • 2000 Cashback for Food and Travelling 14000 Shopping Points in Vipswallet Matching Bonus Daily Capping Rs. 20000/-

    • 8) Vips Premium_Gold_Package_55000
    • - Price:55000.00 PV: 25
    • Kalyan Jewellers Gold Voucher Worth Rs. 30000/- Vips Silk Semi Paithani Vips Smart Suitlength
    • 3 Nights/ 4 Days Holiday Package worth Rs. 15000/-
    • 2000 Cashback for Food and Travelling 25000 Shopping Points in Vipswallet Matching Bonus Daily Capping Rs. 40000/-

    Every Exclusive package sold by Vips Smart India Pvt Ltd company.
  • How to book vips holidays?

    Vipswallet is one of India’s leading online Holiday booking company and operates the website vipsholidays.com.

    The company provides information, pricing, availability, and booking facility for domestic and international air travel, domestic and international hotel bookings, holiday packages, buses, trains, in city activities, inter-city and point-to-point cabs, homestays and cruises.

    As a leading platform of accommodation options.

    • To Book Vips Holiday Follow the Following steps:-
    •  First Go to Vipswallet.com
    •  Click to Book Holiday Option
    •  Select Your Package
    •  Pay Amount
    •  After that you will get one mail in which Promotional Code & Voucher Code are given.
    •  Then Go to Vipsholidays.com
    •  Book Now Option
    •  Enter Promotional Code & Voucher code
    •  Full your Personal Details
    •  Give 3 Locations & 3 Date of Your Choice
    •  You will get one confirmation Form

    Download that Form. And Currier that form with Welcome Letter which you will get at Vipsaffiliate.com to Vadodara Address which is present on confirmation form.

    If you any question regarding Vips holiday booking feel free to call on this number:- 9890153684

  • What are the Vipswallet services?

    Headquartered in Maharashtra, Pune, Vipswallet is a digital marketplace for e-Commerce services and products.

    Vipswallet services are available across a range of e-Commerce/ shopping portal products including Shopping, payments, e-Suvidha, hotel booking and holiday booking.

    The company’s focus is to create an ecosystem of innovative products and features that enable cashless transactions.

    Vipswallet consumers can pay utility bills (Electricity, Gas), pay Landline bills or recharge Mobile, Broadband, DTH and Metro cards.

    In addition, Vipswallet UPI and payment gateway allow consumers to instantly send or receive money, shop at leading offline and online merchants across categories movies, entertainment, food, shopping, travel to get cashback & discounts.

  • How to transfer affiliate wallet money to bank account?

    VIPSWALLET is India's Fastest Growing Mobile Recharge, Bill Payments and Bookings, Money Transfer and Merchant Payments Platform.

    We would like to ensure that for register user who earns from our affiliate program, those users can only transfer their affiliate money to bank account.

    Money Transfer Process-

    1. You Can Only Transfer Vips Affiliate Balance To Bank Account.

    2. Add Affiliate Balance to Vips Money Money App From Add Option

    3. Goto Money Transfer Option

    4. Enter Your Mobile No

    5. Add Beneficiary > Select Your Bank Name > It will take By default IFSC code, Don't Change that Code > Enter Account Number & Your Name

    6. Once Your Beneficiary Added Successfully You Can transfer Money to that bank Account.

    7. You can Transfer 100-5000 in one Transaction.

    8. There is 25000 limit for one Month.

  • How to pay recharge utilities bills?

    To pay recharge utilities bills you have to download the vipswallet app from play-store [Click here to download the app https://play.google.com/store/apps/details?id=com.vipswallet.shopping&hl=en_IE ] Sign up with free and get 50 shopping points to your wallet.

    You can use this shopping point at your utilities recharge bills. Follow the Steps : - For Example you want to pay Electricity bill.

    •  Sign up the vipswallet account.
    •  Click on the electricity board.
    •  Select electricity operator from dropdown list.
    •  Enter consumer/ Subscriber ID
    •  Click to FETCH BILL button.
    •  Enter the bill amount.
    •  Check out the details your electricity bill, then
    •  Click on Proceed to pay button.
    •  Check out the Payment details with successfully paid massage.
    • Vipswallet also provide extra feature for their consumer is : consumer can check out all the history of electricity bill by Date’s just have to enter the two different date’s to check out on which date the paid the bills. As well as Vipswallet also provide the facility to check the status of your transaction by entering the Transaction ID or Mobile Number with Transaction ID with is given in Payment details {For Example: Transaction ID TSB131e62f179b3462019011016393*****}

  • What is shopping card?

    Vipswallet is India's Fastest Growing Mobile Recharge, Bill Payments and Bookings, Money Transfer and Merchant Payments Platform.

    To get offers or Commission on Recharge, Bill Payment, Booking, Online booking, use Vips shopping points.

    How to get Vips Shopping points :
    Buy any Exclusive Products from Vipswallet and become Prime member of Vipswallet.
    Vipswallet provides you with a Phyasical shopping card which for the lifetime.

    Shopping card includes Online shopping :- 0% to 50.0% Vipswallet credits on every product

    Prepaid Mobile Recharge :- 0% to 2.0% Vipswallet credits on Recharge Amount

    Postpaid Mobile Recharge :- 0% to 1.0% Vipswallet credits on Recharge Amount

    DTH recharge :- 0% to 2.0% Vipswallet credits on Recharge Amount

    Bus Booking :- 4% Vipswallet credits on Booking Amount

    Hotel Booking "- 6% Vipswallet credits on Booking Amount

    Flight Booking "- 2% Vipswallet credits on Booking Amount

    Discounts for Lifetime "- Get flat assured discount by using Vipswallet smart card

  • How to get shopping points?

    How to get shopping points: - To get shopping points Login to www.vipswallet.com
    Or Download the App: - click here
     Sign Up your account at Vipswallet with free 50 Shopping points.
     Become Prime Member to get shopping Card with life-time repurchase income.
     To become prime membership buy any Exclusive Product form vipswallet.
     Vipswallet provide you a Physical shopping card with concern person name & date.

  • What is Vips Repurchase Income?

    Vips smart India Pvt. Ltd. introduced unlimited 7 types of Income
     Direct Income (As per Package)
     Matching Bonus (Daily cutoff- Daily payout)
     Referral Matching Bonus (Daily Payout)
     Award & Rewards (On Next Basis)
     Royalty & Recognition (Daily Payout)
     Personal Development Found(Monthly Payout)
     Repurchase Bonus (Instant Payout-Unlimited Income)
    Repurchase Bonus :- You well get repurchase income up to 15th Level on all purchase by your team .
    The repurchase income is depend on every recharge done by your below team member.
    The repurchase income so is for lifetime.

  • What is vips affiliate?

    Visit To www.vipssmartindia.com to know more about our affiliate program.

  • How to invite & earn?

    To earn from our invite & earn Program flow the below steps:
     Download the Vipswallet app.
     Sign Up the account with referral Code (If any) or
    you can Sign up the account without any referral code also.
     With First Sign up account you can earn 50 shopping Points.
     To invite your friends or Family click to menu button from top of the app.
     Click to Invite & Earn button.
     Click to Invite Via Whats app Or
    You have many other options to refer.
     Click to More Option : - Know you can see more option to share your code.

  • Benefits of Vipswallet Prime membership ?

    Benefits of Vipswallet Prime membership ?
    Get Prime Discount from 1% to 50%
    1. Prepaid Mobile – 2%
    2. Postpaid Mobile – 1%
    3. DTH Recharge – 2%
    4. Electricity Bills – 1%
    5. Bus Booking – 3%
    6. Landline Bills – 1%
    7. Gas Bill Payments – 1%
    8. Insurance Premiums – 3%
    9. Online Shopping – upto 50%
    10. Money Transfer – 1% Surcharge

  • What is Vips e-Suvidha?

    e-Suvidha is the new item propelled by the Vipswallet.
    e-Suvidha is an advanced wallet with its very own business highlight.
    e-Suvidha is the most current idea in the realm of digitalization which gives a stage to all sort of banking exchange in a substantially more modern manner.
    e-Suvidha is in its underlying stage anyway it gives a source to the multi-showcasing as it's the best preferred standpoint as contrast with another advanced wallet accessible in the market today.
    e-Suvidha gives the push to your start-up or business so as to grow up and help to improve your business circle.
    e-Suvidha furnishes a hearty and portable condition with least speculation. That implies you doesn't have to put resources into any sort of framework and you can execute it wherever according to your time.

  • Benefits of e-Suvidha?

    e-Suvidha provides usual services like Recharge and Bill pay same as VIPS Wallet.
    • e-Suvidha also provides a new feature like Money Transfer and Aadhar Enable Paying System(AEPS) which a cash withdrawal service based on Aadhar Bio-Metric Data.
    • As you are a prime member of e-Suvidha, it provides you with the number of benefits on every feature for the lifetime as follows.
    1) Recharge and Bill Pay:
    I. On all sort of Mobile and DTH Recharge, you will get a commission or off 2.5% straightforwardly to you're-Suvidha Wallet/VipsWallet and Deposit to your Wallet.
    II. In any case, there is no off on your Bill pay of Electricity, Gas, Water and so forth.
    2) Prime Money Transfer:
    I. For each prime versatile number, there is an utmost of the exchange up to 25000Rs. For one month. Be that as it may, there is another workaround for the individuals who have requirements of 25000Rs.
    II. So as to make the exchange more than 25000Rs, you have to enrol another Mobile Number and that versatile number must be accessible with you as it sends OTP for the check.
    III. On each Prime Money Transfer, you will be charged a 1% of Surcharge and 0.40% of a commission which will be credited to your Wallet inside 60 minutes.
    IV. For the Prime Money Transfer sum between 0-1000, you will be accused of 10 Rs. Additional charge. For Eg. In the event that you exchange 700Rs. at that point 710Rs. will be deducted from your E-Suvidha Account.
    V. For the sum more than 1000Rs. you will be surcharged level 1% of the aggregate sum.
    VI. Furthermore, for each exchange, you will get a commission of 0.40% of the Amount exchanged barring extra charge.
    3) Aadhar Enable Payment System(AEPS):
    I. This is the most current element of the E-Suvidha.
    II. Here you can give money to the client by utilizing AEPS. In that first, you have to distinguish client account with the assistance of Morpho Scanner, at that point you can add cash to your E-Suvidha and give the client your hard money.
    III. You will get 0.25% Commission on every exchange, and there is a breaking point of 10000 every/month.
    Service of e-Suvidha?
    1) Recharge and Bill Pay:
    I. On all sort of Mobile and DTH Recharge, you will get a commission or off 2.5% straightforwardly to you're-Suvidha Wallet/VipsWallet and Deposit to your Wallet.
    II. In any case, there is no off on your Bill pay of Electricity, Gas, Water and so forth.

    2) Prime Money Transfer:

    I. For each prime versatile number, there is an utmost of the exchange up to 25000Rs. For one month. Be that as it may, there is another workaround for the individuals who have requirements of 25000Rs.
    II. So as to make the exchange more than 25000Rs, you have to enrol another Mobile Number and that versatile number must be accessible with you as it sends OTP for the check.
    III. On each Prime Money Transfer, you will be charged a 1% of Surcharge and 0.40% of a commission which will be credited to your Wallet inside 60 minutes.
    IV. For the Prime Money Transfer sum between 0-1000, you will be accused of 10 Rs. Additional charge. For Eg. In the event that you exchange 700Rs. at that point 710Rs. will be deducted from your E-Suvidha Account.
    V. For the sum more than 1000Rs. you will be surcharged level 1% of the aggregate sum.
    VI. Furthermore, for each exchange, you will get a commission of 0.40% of the Amount exchanged barring extra charge.
    3) Aadhar Enable Payment System(AEPS):
    I. This is the most current element of the E-Suvidha.
    II. Here you can give money to the client by utilizing AEPS. In that first, you have to distinguish client account with the assistance of Morpho Scanner, at that point you can add cash to your E-Suvidha and give the client your hard money.
    III. You will get 0.25% Commission on every exchange, and there is a breaking point of 10000 every/month.

  • How to add money in e-Suvidha from Vips Affiliate?

     Open Vips e-Suvidha app with your register login ID
     Click to menu button
     Click to Add Money button from List
     Insert required amount that you want to add at your Vips e-Suvidha app.
     Then click to get balance
     Done your Affiliate balance is added to Vips e-Suvidha wallet.

  • How to transfer money via e-Suvidha?

    1. Open e-Suvidha Application and Login using your Username and Password.
    2. Then Click on 'MONEY TRANSFER' icon.
    3. Enter your number which is currently available with you.
    4. If you are doing first time registration then, after entering mobile number it will ask you Register new remitter.
    5. Enter Name and Area Pin code and Click on 'Get OTP'.
    Then it will ask you for OTP which will send on number which you have entered initially.
    Enter OTP and click on 'Submit OTP', now you are registered.
    6. Now you have to add Customer/Retailer/Your Bank Detail, So click on Top Right Corner Plus(+) icon.
    7. First select Bank from drop down Menu.
    **Note:-Once select the bank App will automatically fetch IFSC code, please do not change that.
    Enter Bank Account Number, Name and click on 'Add Beneficiary'.
    8. Once Bank added Successfully then please click on 'Validate'.
    9. Now you can transfer money to that account from your E-Suvidha Main wallet!!!

  • How to refer e-suvidha? Or How earn commission with e-Suvidha?

    First referral user needs to download and install Vipswallet and Need to sign up.
    2. At the time of Sign up it will ask for referral number, here needs to enter mobile number of Referee.
    3. Once Log in Successfully, Needs to add Money to purchase e-Suvidha Membership. Check Screenshot.
    4. Enter the Amount Rs.1500/- Select your payment option i.e. VIPS Affiliate, PayU, PayPal etc. (NOTE: - If you have Debit card or Net banking then you can select PayU)
    5. After Selecting PayU Option fill the detail of card, or select net banking or UPI option if you have.
    Check Screenshot. Confirm Payment by entering OTP which you will receive on your mobile number registered with bank.
    6. Once Added Money Successfully, Click on e-Suvidha Icon on Dashboard of your Wallet.
    7. Scroll down and Click on 'PURCHASE'.
    8. After successfully purchase, download and install e-Suvidha App from Play store and use Same Credential to login.
    9. After this process Referee user will receive Rs. 500/- in VIPS Wallet and also will get repurchase income of .50% of 15th level on each transaction.

  • How to add money with AEPS?

    1. Click on 'AEPS' Icon on Dashboard of e-Suvidha Option.
    2. Fill the Detail, Like Scanner, Then Mobile Number, once you enter mobile number it will automatically pop-up Name of user. If Not Then please Enter Name of user and make sure to click on '+' Sign before proceed to next step. Check Screenshot.
    3. Select Bank Name, Enter Aadhar Number, Enter Amount to withdrawal (Not more than Rs.3000/-).
    Check mark on I Agree Terms & Condition' and Click on Process.
    ** Terms and Condition**
    1. You can Withdrawal Maximum Rs.3000/- per Transaction.
    2. You can Withdrawal Maximum Rs.10000/- per day from one Account of one Customer.
    I.e. If Customer have 2 account then you can withdrawal Rs.10000/- from each account on single Day.
    3. If you are willing to withdrawal Rs.10000/- from same user then make transaction in Rs. 3000/-, 3000/-, 3000/-, 1000/- format So that you will get maximum commission.
    4. These Service is available as per the information provided in the bank. If Updated Aadhar detail is not provided in bank, then you may not able to do this transaction.